Blog
Perspectives on financial leadership, cash flow and the decisions behind a business.
Year-End Financial Checklist for Business Owners (2026)
A practical year-end financial checklist for business owners: clean books, the new $2,000 1099 threshold, your CPA meeting and next year's budget.
Fed Rate Decision: What the October Hold Means for Owners
The Fed held rates at 3.75% to 4.00% in October 2026, but inflation is elevated and banks are tightening for small firms. Here is what that means for your cash, borrowing, pricing and 2027 plan.
Profitable on Paper, Short on Cash: Why Profit and Cash Flow Tell Different Stories
The typical U.S. small business could cover only about 17.6 days of bills if customer payments stopped. Here is why a profitable company can still run short of cash, with a worked example and three measures that make the gap visible.
What Does a Fractional CFO Actually Do? A Plain-English Guide for Growing Businesses
Most small businesses will never hire a full-time CFO, but they face CFO-level questions early. Here is what a fractional CFO does, how the role differs from bookkeeping and tax work, and how to tell if your business is ready.